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Williams Landing Office

Ph: 03 9749 5897
E: sales@directmortgages.com.au
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Williams Landing Office

Ph: 03 9749 5897
E: sales@directmortgages.com.au

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Direct MortgagesArticles
November 3, 2026 By admin Uncategorized 0 Comments

RBA continues cracking the whip with fifth rate hike this year

Mortgage holders are once again left holding the bag on Melbourne Cup Day with the RBA lifting the cash rate to 4.85%, its highest level in 18 years. If your repayments are starting to bite, here’s how we could help you rein in your interest rate.

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October 28, 2026 By admin Uncategorized 0 Comments

First homebuyers change tack to kickstart their property goals

First homebuyers are rethinking their path to property. We reveal how the ownership dream is evolving, and the strategies first homebuyers are using to achieve their goals.

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October 20, 2026 By admin Uncategorized 0 Comments

Keen to save on your purchase? Seller discounts just hit a 5-year high

Eager to score a price discount on your home purchase? Of course you are. We reveal how much of a discount sellers are currently offering – and what you can do to flex your negotiating muscle.

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October 14, 2026 By admin Uncategorized 0 Comments

A record 82% of home loans rely on mortgage brokers. Here’s why.

What does Australia have in common with the United Kingdom and the Netherlands? In all three countries brokers facilitate more than 80% of new mortgages. We explain why.

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October 7, 2026 By admin Uncategorized 0 Comments

What does a good home loan rate look like now?

A fourth rate rise for 2026 has just made checking your home loan rate a priority. But what does a ‘good’ rate look like right now? We reveal what’s currently a competitive rate, and how you may be able to land one.

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September 29, 2026 By admin Uncategorized 0 Comments

RBA hikes cash rate for fourth time this year, up to 4.60%

Here we go again… The Reserve Bank of Australia (RBA) has raised the cash rate for a fourth time this year to 4.60%. Check out this week’s article to find out why they felt the need to pass on more borrowing pain to mortgage holders.

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September 23, 2026 By admin Uncategorized 0 Comments

How you could still negatively gear a rental property

The federal budget introduced major tax reforms for property investors, but it may still be possible to enjoy the potential tax benefits of negative gearing. Here’s how it could be done.

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September 16, 2026 By admin Uncategorized 0 Comments

Why holding out for lower prices could hurt first home buyers

In today’s easing market, it may be tempting to wait for property prices to fall further. But it’s a strategy that could see first home buyers left disappointed. We explain why.

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September 9, 2026 By admin Uncategorized 0 Comments

Spring selling season is here. What’s different in 2026?

Australia’s peak property season is underway, and spring 2026 is shaping up as a buyers’ market. Here’s what the experts say we can expect in the weeks ahead.

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September 2, 2026 By admin Uncategorized 0 Comments

Could rates lift off again before Xmas? Here’s how to prepare

Several of the big banks have pivoted on their rate outlook, and are now predicting rate hikes (rather than no change or a fall) this side of Christmas. It could be a cue for homeowners to plan rather than panic.

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Recent Posts

  • RBA continues cracking the whip with fifth rate hike this year
  • First homebuyers change tack to kickstart their property goals
  • Keen to save on your purchase? Seller discounts just hit a 5-year high
  • A record 82% of home loans rely on mortgage brokers. Here’s why.
  • What does a good home loan rate look like now?

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Direct Mortgages was established in 2007 and has since become a trusted and well-known brand in the mortgage broking and finance industry.

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CONTACT

610/101 Overton Road

Williams Landing VIC 3027
(03) 9749 5897

Jacob:

0459 118 362

Kobi:

0424 006 958

Tona

0411 801 456

Sonny

0431 025 369
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