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Why Choose Us

Complimentary service

At Direct Mortgages, we don't charge our customers anything if your home loan is approved with us. In the unlikely event we can't find you a better mortgage deal you will have not paid us a cent so you have nothing to lose and everything to gain.

 Save you time and money

A difference of even 0.1% on your home loan can save you thousands of dollars over the term of the loan. As expert mortgage brokers, we regularly negotiate discounted interest rates, bank fees and can help select and tailor a product that could save you money.

 Make the banks fight for your business

By giving us your best quote details we can use this as leverage to get a bank that wants your business to put together a better deal. They do not advertise this service and rarely offer it to individuals but due to our strong negotiating power as mortgage brokers, we can get them to cut their profit margins to win your business.

 Choice of lenders

There are many lenders both banks and non-banks (thanks to Australia's trillion dollar superannuation industry) that offer superior home loan deals but you may have never heard of. These lending companies may be smaller in the industry and may not publicly advertise, which mean lower costs and lower interest rates for you. As specialist mortgage brokers, we have access to these lenders.


As trusted mortgage brokers, we have recognised accreditations and a wealth of experience in home loans and can help you with any queries you may have. We can help home loan customers in all types of situations and strive to achieve the best result for their individual situation.

What we do?

Direct Mortgages team group photo with Jacob Santos.

 Finance is complicated!

The right home loan is hard enough to find. Mortgages can be stressful and time consuming. Our job as a mortgage broking specialist is to help you achieve your goals and financial freedom.

Through structure, correct and in-depth look at your current situation, we can tailor a plan that suits your needs.


Our promise to you

As far as possible we'll make things easy for you
We'll have meetings you can look forward to
We will listen to you and always take the time to understand your needs
We will promptly address your questions, concerns or complaints and return your phone calls and requests
We will always be honest and trustworthy in our actions
We commit to maintain high standards of competence through ongoing training
Your affairs and files will be kept strictly confidential
We'll always be clear about the ongoing service we provide and any costs to you

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Welcome to Direct Mortgages, the home loan specialists that could help you save time and money on your home loan.