Why Choose Us
At Direct Mortgages, we don't charge our customers anything if your home loan is approved with us. In the unlikely event we can't find you a better mortgage deal you will have not paid us a cent so you have nothing to lose and everything to gain.
Save you time and money
A difference of even 0.1% on your home loan can save you thousands of dollars over the term of the loan. As expert mortgage brokers, we regularly negotiate discounted interest rates, bank fees and can help select and tailor a product that could save you money.
Make the banks fight for your business
By giving us your best quote details we can use this as leverage to get a bank that wants your business to put together a better deal. They do not advertise this service and rarely offer it to individuals but due to our strong negotiating power as mortgage brokers, we can get them to cut their profit margins to win your business.
Choice of lenders
There are many lenders both banks and non-banks (thanks to Australia's trillion dollar superannuation industry) that offer superior home loan deals but you may have never heard of. These lending companies may be smaller in the industry and may not publicly advertise, which mean lower costs and lower interest rates for you. As specialist mortgage brokers, we have access to these lenders.
As trusted mortgage brokers, we have recognised accreditations and a wealth of experience in home loans and can help you with any queries you may have. We can help home loan customers in all types of situations and strive to achieve the best result for their individual situation.
What we do?
Finance is complicated!
The right home loan is hard enough to find. Mortgages can be stressful and time consuming. Our job as a mortgage broking specialist is to help you achieve your goals and financial freedom.
Through structure, correct and in-depth look at your current situation, we can tailor a plan that suits your needs.
Our promise to you
As far as possible we'll make things easy for you
We'll have meetings you can look forward to
We will listen to you and always take the time to understand your needs
We will promptly address your questions, concerns or complaints and return your phone calls and requests
We will always be honest and trustworthy in our actions
We commit to maintain high standards of competence through ongoing training
Your affairs and files will be kept strictly confidential
We'll always be clear about the ongoing service we provide and any costs to you
My husband and I had found the perfect property. Direct Mortgages had us in the house within two weeks. Service with a smile. Highly recommended.Jane Smith
It has been a pleasure dealing with Direct Mortgages. Your service has been quick and efficient. You have helped me/us work towards our future dreams. Tona made the impossible happen for us. Her follow up with settlement and constant emails made us feel included and kept us on track. Awesome team work guys! Keep it up.Suzi Josevski
We had a great experience with Kobi and would certainly recommend his services to our friends and colleagues! Kobi is highly professional, trusted and fast. Pleasure to work with!Galia
“We would love to thank Kobi for his hard work and for going out of his way to make sure we got the best possible deal for our mortgage! We actually already had a mortgage broker, but a friend recommended Kobi to us, so we thought there would be no harm in meeting with him. After a quick meeting we knew he was the real deal, we loved his enthusiasm and knowledge on the subject and were blown away when he called me the next day saying that he had made a phone call to the bank and lowered our interest rate by 0.55%!! He went above and beyond, which I assume he does for everyone, and really did a fantastic job helping us secure our new family home. Thanks again Kobi”Chris Garbacz
I am a property investor with several investment loans and a Line of Credit to finance my investment portfolio. Recently I engage Tona to review these loans. My briefs to Tona were: 1. Review my loan structures and provide me with recommendations for any loan restructure and reasons for her recommendations; and 2. Explore opportunities to reduce the interest rates charged on my investment loans as they have not been reviewed for some time. Throughout the whole process I find Tona to be very professional in her dealings. She consistently responds to my queries in a timely manner and provides regular update on the progress of my applications. Her passion and knowledge in this profession is evident when she explain the benefits of her proposed new structures. As a result of her involvement, I will be making significant savings and provides a platform to further expand my investment portfolio should the opportunities arise. I have no hesitation in endorsing Tona for any finance applications; be it as an Investor or Owner Occupier.Alfred Ng
I thoroughly recommend Tona for anyone that is looking for a loan. I honestly would not have got my home loan if it were not for the support of Tona. As a small business owner I could not convince a bank to give me a loan but Tona was able to argue my case with great success. She was professional and personable to deal with which made the experience far more pleasant. She also taught me a lot about finance and investments which has empowered me to strive to purchase more properties in the future. As a single parent my friends don't know how I have managed to own two properties and to be perfectly honest I would not have achieved this without Tona's support. I recommend anyone who is looking for a loan to go to Tona, she'll be able to inform you of what you can and can't do and find the right loan for you.Katy Richards
Tona and Jacob at Direct Mortgages have helped us enormously with increasing our existing loan, and getting on track with our long-term goals in property development. We found that the team had a really positive attitude and were very determined to help us find the best deal, because they cared about our ongoing growth and success. They were extremely friendly and easy to work with, Tona always made herself available to discuss our needs, and explained things to us in simple, straight-forward language that we could understand. We have received really sound advice in a timely manner. We are really pleased with the outcome and feel like we are in safe hands with the team at Direct Mortgages. Thanks guys!Jess & Josh VIC
After a few years out of the market I decided to get back in again and engaged Sam to help me with my investment loan. Sam went above and beyond and was extremely supportive (without any pressure for me to purchase) during the whole process. Things got rocky when the banks got tough on investment loans just as I made my offer. Sam fought for me every step of the way and if it wasn't for him I don't think I would have been successful in purchasing an investment property. I can't thank Sam enough for being a true trustworthy professional, and highly recommend him.Allison VIC